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Realty Pros BLOG

Friday, September 13, 2019   /   by Harvey Rosenberg

Do you Need Renter's Insurance

Do you need renter's insurance? Technically no. Unlike driving a car, you can rent a home without insurance. However, that doesn't mean you should. Take a look at what is and isn't covered with renter's insurance.

What is Renter's Insurance?

Even if you don't own the home, you own the items inside the home. Renter's insurance covers your belongings. The owner of the building is responsible for the structure, so in terms of damage to the roof, for example, you're not obligated to cover that. However, if that damage leads to damage to your belongings, the landlord is not responsible for your items. This is where renter's insurance comes in.

What does it cover?

Generally, renter's insurance protects your property against loss or damage. Things such as fire damage, water damage, and even theft are usually covered. Occasionally renter's insurance can cover additional living expenses if you have to vacate your home or apartment due to serious repairs. For example, a leak dama ...

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Friday, September 06, 2019   /   by Harvey Rosenberg

5 Steps to Secure Your Home During a Hurricane

While one hurricane has passed us by so far this year, that doesn't mean we won't get hit with another. Here are 5 things you can do to prepare your home before the next storm.

First, let's talk about what a hurricane rating means. Hurricanes are categorized on a scale of 1 to 5 based on the wind speed. While each hurricane brings in a lot of rain, the wind is the cause of a lot of damage as well. The wind speeds are the following:

Category 1 - 74-95 mph
Category 2 - 95-100 mph
Category 3 - 111-129 mph
Category 4 - 130-156 mph
Category 5 - above 157 mph

The high wind speeds are like a freight train coming at your house. Take these steps before the next hurricane or major tropical storm hits.

Document Your Belongings

Take pictures of your items for insurance purposes both in and outside the home. Save these to a cloud-based system such as Apple or Google Photos so that you can access even if your computers are damaged. 

Take Care of Your Roof

Check gu ...

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Saturday, August 31, 2019   /   by Charlotte Rose

How to NOT sell your House!

Disclaimer:  All examples used in this are fictional.
Any resemblance to you is coincidental. The purpose of this is to inform not insult!

1) Leave the lawn, after all its the house they are buying.  No need to pick up all those little presents Fido has been leaving you all over the yard either.
2) Paint your walls in bright, vivid colors and patterns. After all everyone loves a red and purple room with green dots!
3) Leave out your dirty movies and magazines. No one will see them, its the house they are looking at.
4) What odors?  My house doesn't stink.  So what if I smoke cigars and Fido has an accident every now and then.
5) Leave dirty dishes in the sink and counter tops.  I was in a hurry!
6) No need to fix that hole in the wall where your little ones threw that ball.  After all they only broke the ceiling fan and left a 4 inch hole.  Anyone with kids will understand.
7) No need to fix that leak under the kitchen sink.  As long ...

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Friday, August 30, 2019   /   by Harvey Rosenberg

The Case for Going Solar

We live in the Sunshine State, should we take advantage of the "free" energy it provides? 

Overall Cost

Of course, having solar panels installed, and enough of them to provide sufficient electricity to your home has a large upfront cost. Granted, some of those costs could be deferred with a home improvement loan. 

From Yahoo Finance, estimates from EnergySage in 2019, "the price per watt ranges from $2.67 to $3.43, and the cost of solar panels in a 6-kilowatt system (the average size nationally) runs from $11,214 to $14,406 after the solar tax credit. The average household will recoup the cost of their system in just over seven years." Tax Credits are slated to be phased out by 2022, so now might be the time to start gathering quotes. As with any tax incentive, these could change.

Additionally, go with domestic made solar panels to avoid any imposed tariffs on imports. 

As a starting point, use the EnergySage Solar Calculator. It uses satellite imagery ...

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Realty Professionals of Florida, LLC
Harvey Rosenberg
300 East Highway 50
Clermont, FL 34711

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